Personal finance

Five ways to get more out of money

Money stuffed in a sock or hidden under the mattress is idle money. Cash squandered on impulse purchases or lottery tickets is fantasy money, here today and gone tomorrow. Conversely, money made to work for you, now and in the future, is a productive and genuine asset. Here are five […]

How can individuals invest in private placements of securities?

Private placements of securities, for the purpose of raising capital, are something most individual investors only hear about in a press release long after the shares or bonds in question have been fully allocated to the financial or other organizations who have agreed to purchase them. The whole parcel may […]

Can living more frugally actually bring happiness?

‘Life, liberty and the pursuit of happiness.’ The words of the US Founding Fathers did not immortalize the acquisition of wealth or the quest for an ever-increasing standard of living. They recognized that not only was happiness striving for, but also that it was not the automatic consequence of, material […]